Well, obviously i want to chat…..!!

I like to spend  break times at work listening to Podcasts on my iPod.

I used to just go for a break, have a drink and maybe something to eat and then return to work. During this time i wouldn’t find much in the way of conversation as there were few people also on a break. This led to me filling this time with a podcast or the like.

On several occasions recently however everytime i put in the earphones it seems people want to have a chat!

So fed up with this, one day i decided to put away the earphones and go back to having a bit of chit-chat whilst on a break. I go to lunch with no earphones in…but no-one seemed was in a talkative mood!

Later the same day i go for my teabreak and it happened again…nobody wanting a chat ! Curious i thought, but i would continue.

The following day i repeated the same actions, and i got the same outcome apart from a hello and a nod from a few people. So i decide to put in the earphones the next day as i had a podcast i wanted to finish before the weekend.

So it’s Friday, and i’m off to lunch with iPod in my pocket. I sit down and switch on the podcast and i swear not 3 mins into it someone starts to ask me something! Now we are having a full-on conversation which lasts the whole 30 mins before i return to work!

Typical i think to myself, but i get a 15 mins break later to get in the last part of the podcast i’m trying to finish. Not so it seems, as again i sit down and switch it on, only for someone to start having a chat with me !!

Now i will admit this did make me somewhat annoyed. I decided to not bring the device to work with me on the Monday as i wasn’t getting the chance to listen to it anyway!

Well what do you think happened? That’s right…all the chatty people seemingly had vanished! Marvelous!

Now i thought i’d test this strange phenominon, and the next day put in the earphones. Oh look, everyone and his mother wants to talk again!!

It does seem that someone sitting quietly, on their own, with earphones in is taken as a invitation to pull up a chair and talk with me!

 

Real life getting….well…real !!

 

After years of just being a big kid really, events of the last few years have forced somewhat of a change. Not the least of which would be meeting someone and what-do-you-know…. getting married last year ! Twice! (More on that maybe later!)

So 2013 ended with me and my new wife in the process of buying a house of our own. After 3 years of renting a flat, a more permanent base was most definitely needed just for more security really.

The whole process of buying a property seemed a bit daunting. what with the  searching for mortgages, wondering if we’d be broke for the rest of our lives, looking for and/or viewing, putting in offers on properties, the constant phone calls….it all seemed a bit mental !

The first serious offer was on a property we saw in June. Having seen it, loved it and then being told that there was another offer on it we just decided to put in the asking price and see what happened. We were renting and so were in a good position. We rushed to get a mortgage in place and had it all sorted in a few days when we got a call from the agents saying our offer was accepted…cue the excitement and nerves !

 The first time we had put in an offer and we had got the place. All it seemed was dropping into place, or so we thought. The next morning another phone call telling us the other interested party were not happy at not having their offer accepted and so they chucked in another £5000. To the sellers credit (so we were told) they had turned it down so it was still ours, now we were beginning to realise how things worked in the property world.

We were pretty much at the limit of what we could offer, and weren’t going to get into a bidding war, so we waited to see what happened. Unsurprisingly, another call later in the day from the agents and our fears were confirmed…the other party had upped the offer to £10,000 over the asking price and with that we were Gazumped.

I always remembered hearing about that on the news over the years wondering what that was…now i knew all too well ! There followed a few months more of searching until we offered on another house, a good size, lovely garden with garage and well away from main roads with a short walk to the city centre – perfect! Unfortunately for us there were 4 parties interested in this house. This time we decided there was a bit of room in the value to fight for it…but it seemed that someone else always had more money and we weren’t prepared to overstretch ourselves buying our first house.

Sadly we had to drop out and were really cheesed off as we wouldn’t have had to move from that place for a long time had we bought it. Most people these days seem to buy houses to add value and make money. I just want a home in the place of my birth to live with my wife….silly i know!

I hate the whole process of buying houses in England, it seems to me a daft system that leads frustration,anger and annoyance all round. Call me old fashioned, but if someone says i can buy something, i expect to buy it ! 

So we changed tack a bit and looked into smaller houses, the 3 bed ones we had looked into were all being fought over so much, we decided to go for a simple 2 bed house to get a foothold on the ladder and to get settled. We saw a few, found one actually only a stones throw from where we are renting currently.

We put in an offer for the asking price only to be told another interested party was interested and had cash ! It seemed that we would be doomed to never find a place to live, so we upped the offer and crossed our fingers. Apparently there are some decent people around still, as the sellers decided that they wanted to sell to people that wanted a home instead of someone who wanted an investment for their portfolio.

So it looks like i finally get on the property ladder at the age of 39… later than most. The next part of the roller coaster ride is about to begin!

The idea was to get it all done before Xmas 2013, but a few hitches from the other end meant that we were waiting over the holidays and into January. Suffice it to say the last few days and it’s full steam ahead and should be (all being well) happening this week….so it’s getting very real for us now.

 

I still think i’m going to be broke for the rest of my life though !!

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